How to Budget for the Cost of Christmas Next Year …

How to Budget for the Cost of Christmas Next Year

  Christmas can be one of the most expensive times of the year but with a well thought-out plan, a positive attitude and a solid budget, there’s no reason not to survive and to sail into the New Year without a financial hangover. But what few people realise is that the best time to start planning and budgeting for Christmas is just after the previous one has finished … so , in other words, RIGHT NOW! I learned this lesson a long time ago. After years of frustration, stress and maxing out the credit card, I decided there had to be a better way, so this is what I … read more

How to Save a Small Fortune on the Cost of Hair Care …

How to Save a Small Fortune on the Cost of Haircare 001

I am regularly complimented on the shine and condition of my hair and, while I’m always surprised, I also have to giggle at the “shock” that registers on peoples’ faces when I explain how little attention I give my hair and how little it costs. On the other hand, I have a very dear friend, who is mortified by my casual treatment of my locks and feels that my attitude is totally disrespectful to the “Hair Gods” and every hairdresser that’s ever walked the planet!  She chooses the full service treatment from her hairdresser and, while I completely respect her choices, I … read more

How to Save Money on Gift Wrapping …

How to Save Money on Gift Wrapping 001

Many times throughout the year, we all find the need to give gifts for all kinds of events such as birthdays, weddings, engagements, anniversaries, special days like Mothers Day and Fathers Day, Christmas and so on.  And while sticking to a budget to purchase these gifts, the cost of wrapping paper, gift bags, ribbons, bows, boxes and cards is often overlooked.  These extra items can be quite expensive and can significantly add up of the space of one year. Here are some tips and suggestions that I use to help reduce the cost: Buy your wrapping paper from a … read more